As CGS Credit Cards are one of the UKs largest credit card brokers, we wouldn't of got to where we are today if we didn't offer a service that our customers could completely rely on.
CGS Credit Cards can find you a credit card to suit your requirements, but it doesn't just stop there. We want to make sure you're as informed as possible every step of the way, so as a result we've included a break-down of what a credit card is, how to use it and what to expect.
What is a Credit Card?
A credit card is a card indicating the holder has been granted a line of credit. It enables the holder to make purchases or withdraw cash up to a prearranged limit.
With a credit card, as long as you do not exceed your credit limit, you can spend whatever you wish, wherever your credit card is accepted.
You are required to pay a minimum amount off the balance each time you receive a billing statement. You can sign for purchases or you can purchase by telephone or the Internet.
There are many different card issuers, but most operate through two of the largest and most renown worldwide credit card networks.
Interest is charged based on the terms of the credit card agreement set by the lender and the credit card holder is sometimes charged an annual fee.
CGS credit cards offer a credit card finding service. If you have been refused by your bank or any other major lender CGS credit cards can help find you the best credit card available to you in the UK.
To make an application today contact CGS Credit Cards on 0800 4085 315.
For any additional information redgarding credit cards reffer to our Credit Cards section
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